Discovery – VitalityLife

Underwriting Presales Consultant – Internship

About Discovery

Discovery’s core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our fast-paced and dynamic environment enables smart, self-driven people to be their best. As global thought leaders, Discovery is passionate about innovating in order to not only achieve financial success, but to ignite positive and meaningful change within our society.

About the VitalityLife Underwriting Team

The Presales area is a dynamic fast paced environment;  Presales is a great opportunity to learn Vitality Life’s underwriting philosophy and for an individual to no longer just have a job but have a career in the insurance industry.  The role of a presales agent is to offer an indication of terms before an application is submitted therefore letting the client and broker know what to expect when an application is submitted.   In our area you will have assistance from our team of highly trained Presales staff as well as our underwriters and medical officers.

Key Purpose

To provide indicative underwriting decisions telephonically and via e-mail. To assist with underwriting administration whenever necessary

Areas of responsibility may include but are not limited to:

The successful applicant will be responsible for but not limited to the following job functions:

• Ensure correct risk rating is applied based on the information provided on the telephone call or via email
• Consult necessary guidelines to ensure correct risk rating is applied to potential new business
• Liaise with financial advisers and sales support staff regarding risk applied or policies that are deferred / declined.
• Attending to presales underwriting queries and escalated enquiries from brokers, Account Managers, Franchise Directors which would be telephonic, written and emailed.
• Dealing with underwriting queries and escalated queries from brokers, Account Managers, Franchise Directors to resolution.
• Administration duties relating to underwriting including queries received from New business via the work flow system

Personal Attributes and Skills

• Strong Relationships Skills.
• Deciding and initiating action
• Working with People
• Able to work unsupervised and to take initiative
• Adhering to Principles and Values
• Presenting and Communicating Information (verbal & written)
• Conflict handling
• Analytical skills
• Learning and Researching
• Delivering Results and Meeting Customer Expectations
• Following Instructions and Procedures
• Adapting and Responding to Change
• Coping with extreme pressure and setbacks
• Microsoft Office

Education:

Education

• Matric / Grade 12 is essential.
• Nursing / medical related higher qualification (Post matric)

Knowledge:

• Medical background
• Underwriting procedures & guidelines (including medical, financial and vocational)

 EMPLOYMENT EQUITY

The Company’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.                                               

EMPLOYMENT EQUITY   
                             
The Company’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.