Underwriter (Junior)

Discovery Corporate & Employee Benefits
Underwriter I (Junior underwriter).
About Discovery
Discovery’s core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our fast-paced and dynamic environment enables smart, self-driven people to be their best. As global thought leaders, Discovery is passionate about innovating to not only achieve financial success, but to ignite positive and meaningful change within our society.
About Discovery Corporate & Employee Benefits
Discovery Corporate and Employee Benefits is the first and only employee benefits provider to shape employee behaviour, creating healthier and wealthier workforces. It is an exciting business to be in as we reimagine the way retirement savings and life insurance are brought to companies and employees.
Key Purpose of the role
Pre assessment of cases for group risk members above the free cover limit, submitted via a Declaration of Health. Works under direct supervision, with limited sign off limits. May contact applicants or brokers to obtain additional required information and answer questions from applicants regarding underwriting processes and decisions.
Areas of responsibility may include but not limited to
- Assessment of risk for covers above the free cover limit, through assessment of a Declaration of Health
- Providing reasons for underwriting decisions to members and their doctors
- Liaising with re-insurer for cases above the relevant treaty limits
- Liaising with members and brokers to obtain required information
Personal Attributes and Skills
- The successful candidate must demonstrate the following competencies:
- Continuous Learning and Self Development
- Collaboration
- Attention to Detail
- Self- motivation
- Integrity
- Accountability
- Teamwork
- High level understanding of the underwriting process and the world of insurance
- Self-awareness and able to ask for help
- Be able to identify problems and reach solutions
- Positive attitude
- Able to liaise with staff internally and externally
- Appropriate knowledge of medical risks and the impact on the various benefits".
Education and Experience
- Grade 12/Industry Related Qualification/Business Related Degree or Diploma
- Underwriting administration knowledge – beneficial
- Medical background (e.g. nursing diploma, biokinetics qualification) – beneficial
EMPLOYMENT EQUITY
The Company’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.